Lil Banks · MoneyRules
Everything you wish
your parents had taught you
about money.
For adults who never got the talk. And parents who don't want to fake it any longer.
The conversation you should've had at 18, written for the adult you are now. No jargon without a definition. No "you should already know this." No shame prefix required to ask a question.
Full course launches this quarter · Waitlist gets first access + a founding-member discount.
Why this exists
Your parents didn't teach you money because their parents didn't teach them either.
That's not their fault. And it's not yours. But the money system doesn't care who taught you what — it just charges you for the gap.
This course is the conversation you should've had at 18, written for the adult you are now. No jargon without a definition. No article that assumes you already understand. No test.
Take the modules in any order. Come back to the ones that need three passes.
— Bec
Who this is for
Four people. One course.
If you
Feel like everyone else got the money memo and you didn't — and you're too old to admit it out loud.
If you're a parent
Who wants your kid to be better with money than you were — and knows you can't teach what you haven't understood.
If you migrated
To Australia (or the UK, or Canada) and had to relearn everything about money — and half of it never got explained.
If you grew up
In a household where money was never discussed — and you want to break that pattern before your kids repeat it.
What's inside
Six core modules.
Advanced tracks for your country.
CORE — everyone does these
Money without shame
Why the previous generation didn't teach this. Why "financial literacy" is a bad phrase and what to replace it with.
Compound interest
The one concept that changes everything if you get it early — and the one every article assumes you already understand.
Shares and funds
ETFs, index funds, "buy the whole market." What Vanguard is. What NOT to do. The one-fund solution for people who don't want to think about it.
Property and mortgages
The biggest financial decision most people ever make, with the least information. Rent vs buy. Fixed vs variable. Offset accounts. When to buy, when to rent, how to know.
Good debt, bad debt
Not all debt is bad. Not all debt is good. The rule is simpler than they told you and darker than they admitted. Mortgages vs credit cards vs BNPL.
Tax brackets, actually
Marginal vs effective. Why "moving up a bracket" doesn't work how you think. Salary sacrifice, deductions, payslip literacy.
ADVANCED — pick the module for your country. Or do them all.
Retirement systems, decoded.
🇦🇺
Superannuation
Australia · 45 min
🇺🇸
401(k) · IRA · Roth
United States · 45 min
🇬🇧
Workplace + State pension
United Kingdom · 45 min
🇨🇦
RRSP · TFSA · CPP
Canada · 45 min
🇳🇿
KiwiSaver
New Zealand · 30 min
Migrated? Do the one for where you live now, then the one you came from. That's the whole trick.
Optional add-ons — bundled with course
- •The one-page family money plan (20 min)
- •Talking to your partner about money without a fight (30 min)
- •Setting your kid up from day 1 — bridges to the kid program (30 min)
- •Migrant money — the AU version (30 min) 🇦🇺
- •Emergency fund + insurance basics (25 min)
- +More added as the course grows
Who's writing this
The version most people didn't get.
My parents were money-smart. They retired early. I spent my twenties assuming money-smart was a personality trait some people just had.
It's not. It's a set of things nobody teaches you.
I'm 60 now. Two of my kids work in finance. One helps me build Lil Banks. And I know exactly which conversations they had in their thirties that they wish they'd had in their teens.
This is those conversations. Written for the adult you are now, not the kid you were then.
— Bec, from Lil Banks
Start here for $9
The 4-minute parent brief on super.
Super in one sentence. Then the three things nobody explained to you. Then the exact scripts to say when your kid asks — one for a 4-year-old, one for a 10-year-old, one for a teen about to get a first job.
$9 · downloadable PDF + video · the cheapest way to check if this course is for you.
- ✓Instant download, no waiting
- ✓Full refund if it doesn't click
- ✓Credit rolls into the full course
Lil Banks · MoneyRules
The 4-minute parent brief on super
Part 1 · The parent brief — 2 min
Part 2 · Your kid script — 3 min (ages 4-7, 8-11, 12-17)
Part 3 · The 30-sec receipt — you did fine
Three ways in
Try. Then commit. Then bundle.
Tripwire
$9
The super brief, standalone
- Full 4-min parent brief on super
- Age-band kid scripts (4-7, 8-11, 12-17)
- Downloadable PDF + video
- Credit rolls into the full course
Everything You Wish
$49
The full adult course
- All 6 core modules
- All 5 country-specific retirement modules
- All optional add-ons
- Lifetime access + free updates
Family Bundle
$79
Adult course + kid program + app
- Everything You Wish (adult course)
- Lil Banks Kid Program (12 lessons)
- App Premium (1 year)
- Save $19 vs buying separately
All prices AUD · 30-day refund, no questions · Lifetime access, free updates.
Waitlist
Founding members go first.
The full course launches this quarter. Join the waitlist and you'll get first access, a founding-member discount, and the $9 super brief now — free.
Also from Lil Banks
Once you've done this, teaching your kid is next.
The Lil Banks Kid Program is the 12-lesson pocket-money system you use with your kids after you've done this course. Or grab both together in the Family Bundle.
See the kid program →